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Benefits of Independent Living

What are benefits of independent living?

Are you curious to find out more about “what are the benefits of independent living?”, if you are, this post should help. If you are worried with the security and safety of your elderly loved one, you may want to think about independent living. Independent living is perfect for individuals who can still live without the need of assistance, but enjoy the peace of mind of having assistance when it is needed. In this post we will discuss some of the key benefits of independent living for your loved one.

Benefits Of Independent Living

  1. Senior Friendly Accommodations
    With first-rate, apartment living, seniors can move from their higher priced, high-maintenance houses with ease. These communities are designed for easy navigation (whether a resident is mobile, need the assistance of a walker or in maybe even in a wheelchair), compact and free of possible dangers.
  2.  Senior Social Interaction
    Independent living encourages its residents to engage in the community at a comfortable level they are happy with. With year-round events, special movie nights, fitness centers, and a barber shop/beauty salon, all at their front door, they can easily reach out and associate with the rest of the community and fellow seniors.
  3. Security and Safety
    In the most straightforward sense this means taking care of the access to the community and its residents. This also means guaranteeing that our residents’ requirements are met and emergencies are identified and responded to in a timely matter. Independent living communities they deal with this by taking care of all maintenance, offering twenty four hour safety and security.
  4. Freedom Time
    The most popular reason that senior’s transition from their own homes to independent living is the freedom they gain. Moving from a large home decreases personal tasks, errands and time spent on their homes maintenance. Residents will also find that independent living gives them the time to pursue other much awaited pursuits and hobbies.
  5. Independence 
    Independent living has the same intentions as its residents – to keep them as independent as imaginable without encroaching on their self respect or privacy. This means they only provide the assistance as they need it. Some additional conveniences include housekeeping and laundry services and arranged transportation, as well as twenty four hour emergency response systems and a highly skilled nursing staff.
  6. Independent Living Features
    With each monthly payment, they will be able to treat themselves to any number of services the community makes available. Even though more advanced medical care services are likely to come at added costs, staff are available twenty four hours a day, seven days a week to keep their needs met. Of the many advantages to independent living, the main ones seniors look for include:
  • Prepaid utility bills (water, electric, trash removal, etc.)
  • Elegant floor plans and completely furnished living areas
  • Preferred dining choices and meal programs 
  • Laundry and housekeeping services
  • Exercise courses and wellness facilities
  • Peaceful reading areas
  • 24/7 staff accessible for assistance
  • Facility security and emergency call center
  • Transportation is available

Chaparral Winds Offers The Finest Retirement Living In Surprise, Arizona

Chaparral Winds is a retirement facility in Surprise, Arizona offering assisted living, independent living, and memory care services. For more information about our senior living facility, SLS Communities or to schedule a tour, please call us today at 623-343-4125. Print out our checklist to help you ask the right questions and what to look for when deciding on an independent living facility for you or your loved one.

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Benefits Of Assisted Living

what are the benefits of assisted living

Are you searching “what are the benefits of assisted living?”, if so, this post should help. The choice to move your loved into an assisted living community is often a difficult one. Today seniors are faced with a lot decisions in terms of their living arrangements. Seniors who can benefit from 24/7 assistance but who are not completely dependent may be a good reason to move into an assisted living facility. There are many benefits to assisted living, and with most things, some drawbacks. That is why it’s important for family members and their loved ones to have a candid discussion early on about living options.

Benefits Of Assisted Living

  1. Reduced Stress For Your Loved One – 

    Assisted living reduces the stress in your loved one and enhances the quality of life for everyone involved. Seniors enjoy their independence while getting the care and support they need while families no longer have to worry about meeting all their loved one’s needs. One of the best benefits to an assisted living environment is that it grants seniors who have physical challenges or the early onset of dementia to live a somewhat independent lifestyle. The facility will have on-site medical care, but the care will not be there all the time. Assisted living will offer a level of care that is suitable for seniors who do not need the full-time care of a nursing home but require assistance with medication, meals, transportation and other daily activities like dressing themselves and bathing.

  2. Peace Of Mind And Your Loved Ones Safety – 

    Members of the family will no longer have to worry about their loved one getting taken advantage of, falling down, wandering off and getting lost, eating a healthy diet or taking the wrong medication. Assisted living facilities take every measure to ensure our residents are always safe and protected.

  3. Your Loved Ones Social Life – 

    It’s not that uncommon for seniors to become lonely as they get older. Loneliness in seniors can lead to a lot of issues, from depression to poor health, problems getting around and more. In an assisted living facility, residents become part of a caring, loving, and supportive community. They are surrounded by residents their own age and have countless opportunities to socialize and enjoy the company of other seniors in the community.

  4. Increased Activity For Your Loved One – 

    As we get older, it’s more important than ever that we stay active. Assisted living residents are offered a ton of indoor activities as well as outdoor activities from yard games to garden parties, and cultural performances. Many assisted living communities also offer its residents transportation, so they can go on outings or go to the store or visit the doctor’s office.

  5. Healthier Nutrition – 

    Great meals and nutrition are essential for your loved one. Award-winning chefs prepare appetizing meals that also fulfill the dietary needs and individual preferences of each of their residents.

  6. Assistance In Daily Activities –

    It’s very important for seniors to still have their independence, yet also have the help they need. Assisted living communities provide residents with help, only when needed, with daily living activities, such as eating, dressing or laundry.

Chaparral Winds Offers The Finest Retirement Living In Surprise, Arizona

Chaparral Winds is a retirement facility in Surprise, Arizona offering assisted living, independent living, and memory care services. For more information about our senior living facility, SLS Communities or to schedule a tour, please call us today at 623-343-4125.

Written by webtechs

What is Alzheimer’s?

Alzheimer's Disease

Alzheimer’s disease is the most general kind of dementia, a brain disease that gradually destroys an individual’s thinking and memory skills. It is distinguished by a loss of cognitive functions — remembering, thinking, and reasoning — and behavioral capabilities to such a degree that it interferes with an individual’s day-to-day life and activities. After a while, those with Alzheimer’s lose the capability to carry out simple day-to-day tasks, like eating or walking. For most individuals with this specific kind of dementia, symptoms initially appear in their mid-sixties.

Present estimates indicate more than six million Americans age sixty-five and older might have Alzheimer’s. Age is the greatest known adverse impact for Alzheimer’s, and rates of the disease are expected to increase as the population gets older.

It’s additionally common for individuals to have diverse dementia — a combination of two or more kinds of dementia. For instance, some individuals suffer from both Alzheimer’s and frontotemporal dementia.

What Are the Symptoms of Alzheimer’s Disease?

Whereas the symptoms of Alzheimer’s differ, memory issues are typically one of the initial signs of cognitive impairment associated with the disease. A lot of individuals also notice a decline in other cognitive abilities. They may have difficulty finding the right words, visual-spatial issues, or challenges with judgment or reasoning. These could all be initial signs of the disease.

Those with Alzheimer’s may also have challenges doing day-to-day things like driving, preparing food, or paying their bills. They might repeatedly ask the same question, easily get lost, lose items or put them in strange places, and even find simple issues confusing. As the disease gets worse, some individuals might become concerned, restless, or anxious.

How Does Alzheimer’s Alter the Brain?

Alzheimer’s initially damages the areas of the brain related to memory. It later impacts areas responsible for reasoning, language, and social conduct. After a while, the disease damages many other parts of the brain.

A distinctive trait of Alzheimer’s is the surge of irregular clumps of proteins in the brain. These clumps, known as tau tangles and amyloid plaques, interrupt the typical functions of brain cells.

The decline of connections between nerve cells is another change that occurs with the disease. Neurons transfer messages between various areas of the brain, and out of the brain to organs and muscles throughout the body. Through Alzheimer’s, a lot of neurons stop functioning correctly, lose connections with other nerve cells, and over time die. A lot of other involved brain changes are believed to play a part in the disease also.

How Long Can an Individual Live with Alzheimer’s?

Alzheimer’s is the 7th leading cause of death in the US. The time from diagnosis to death differs greatly.

Presently, there is no cure for Alzheimer’s. Nevertheless, there are present medications — in addition to others in development — that could help treat the advancement of the disease by focusing on its underlying causes. There are additional medications that might temporarily improve or balance thinking and memory skills in some individuals and may help control certain symptoms and behavioral issues.

An In-Depth Look At Alzheimer’s Disease

Alzheimer’s is a kind of dementia that has been found to cause problems with people’s behavior, memory and thought process. Symptoms usually progresses slowly and will worsen over time, becoming serious enough to interfere with day to day tasks. Alzheimer’s disease affects different parts of the patient’s brain causing various symptoms sometimes not diagnosed prior to the later stages of the disease.

What Some Causes of Alzheimer’s?

The cause for some Alzheimer’s cases is still mostly unexplained except for 1 to 5 percent of cases where genetic variations have been recognized.

Family History:

If a person who has Alzheimer’s is a parent or grandparent, they can pass on the disease to their offspring.

Diet:

Keeping a well balanced diet can help protect the brain. Following a heart-healthy diet can decrease future cognitive deterioration by up to 35 percent.

Head Injuries:

Patients that have had certain head injuries early in life run a greater risk of developing Alzheimer’s. The worse the head injury is, the greater the risk.

Genetics:

There are two categories of genes that effect whether a person develops a disease. One is deterministic genes and the other risk genes; Alzheimer’s genes have been located in both of them.

Down Syndrome:

It is unclear but those who have Down Syndrome may develop Alzheimer’s in their 30’s and 40’s.

What Are The Different Phases of Alzheimer’s?

There are different phase your loved one will go through when developing Alzheimer’s. It really comes down to what part of the brain is affected.

1) Normal Behavior

You probably won’t notice any symptoms in your loved one, but taking a test may uncover a problem.

2)  Very Mild Changes

At this phase you will probably pick up on small differences in their behavior, such as misplacing more things that usual, or skipping a word or two.

3) Mild Changes

During this phase you start to notice changes in your loved one reasoning and thinking. They may forget what they just read, forget doctor’s appointments or may ask the same question over and over.

4) Moderate Changes

The changes you saw in phase 3 will be more prominent. You will begin to see new issues appear and may start to stress to your loved one about retiring or stopping driving. You also want to make sure they aren’t getting taken advantage of.

5) Moderately Severe Change

At this point, you loved one may forget what day it is, what season, and may need help with picking out clothes. Even if they can’t remember where they went to school at, they still may be able to tell a story.

6) Severe Change

You loved on may start to get more confused, they remember faces but not names, they may mistake a complete stranger as a good friend. They may want to go to work, but are no longer employed. You may have to assist helping they go to the restroom. It may also start to be difficult to talk.

7) Very Severe Change

Your loved one at this point may be bedridden, they need help eating, can no longer eat solid foods. They may no longer talk or respond to outside stimuli. You loved one is going to need 24 hour assistance.

What Are Some Treatments for Alzheimer’s Patients?

While there is no cure for Alzheimer’s, there are steps you can take to make their lives a little better.  An unwritten rule is to get plenty of exercise and keep and eat a healthy diet.

Medications

Although there are no current medications to cure Alzheimer’s, there are medications that can make your loved ones life a little easier. There are many types of drugs that can aid in brain functionality. Some medications can slow the disease’s process down depending on the stage of progress the effects will lasts for a limited time.

Environmental Readjustment

Changing the environment your loved one lives in can considerably increase their safety and well-being while decreasing their anxiousness. Be sure to inspect each room for hazards, like throw rugs, or under lit rooms. Home alterations for safety include removal of hazardous items that could be used to harm themselves, harmful chemicals. Utilize child-proof items like outlet covers. Door locks may also be used to limit access.

Psychotherapy

Meeting with a therapist can also be beneficial as your loved one struggles to accept, come to terms with, their new diagnosis. As their Alzheimer’s progresses, psychotherapy becomes less useful to the patient as cognitive deterioration occurs and the ability to express themselves is lost.

Alzheimer’s Patient Treatments

Each Alzheimer’s patient is going to be different depending on the progression of the disease. Different patients are going to have different symptoms. These are just some of the treatment options available for your loved one.

Chaparral Winds Offers The Finest Retirement Living In Surprise, Arizona

Chaparral Winds is a retirement facility in Surprise, Arizona offering assisted living, independent living, and memory care services. For more information about our senior living facility, SLS Communities or to schedule a tour, please call us today at 623-343-4125.

How Much Does Assisted Living Cost In Sun City & Sun City West Arizona
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How Much Does Assisted Living Cost In Sun City or Sun City West Arizona

Sun City and Sun City West, Arizona are 2 well known cities for retirees. Learn more about the cost of assisted living in both cities.

Assisted Living Cost Sun City

Assisted living cost in Sun City, Arizona is around $3,150; with high cost ranging around $6,700 and low cost ranging around $1,100 according to senioradvice.com. This cost is slightly far above the natural average median of $3,285.

Assisted Living Cost Sun City West

Assisted living cost in Sun City West, Arizona is around $5,477; with high cost ranging around $8,300 and low cost ranging around $2,655. This cost is far above the natural average median.

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Best Places To Retire In Surprise Arizona

Best Retirement Facilities I Surprise, AZ

Chaparral Winds Retirement Community was recently featured in Sedona Wind’s article titled “Best Places To Retire In  Arizona 2016“. We were rated #1 for Best Places To Retire In Surprise, Arizona.

Chaparral Winds Retirement Community is the best retirement home in Surprise, Arizona that offers Independent Living, Assisted Living  & Memory Care services. Call Chaparral Winds Retirement Community today at (623) 544-4777!

Chaparral Winds Retirement Community is located near the border of Surprise, Arizona and Sun City. Their retirement community offers many options to meet all of your retirement needs. They are conveniently located next to everything one might need including terrific restaurants, great shopping, cultural centers, golf courses, medical offices and sports arenas.

Read The Full Article Here

Tour Of The Facility

Assisted Living Front Desk Surprise Arizona

Front Desk Area

Memory Care Dining Room Surprise AZ

Dining Room

Assisted Living Lobby Surprise AZ

Lobby Area

Assisted Living Golf Greens Surprise AZ

Assisted Living Putting Green

Chaparral winds is located in Surprise, Arizona. The closest major intersection is W. Bell Rd. & N. Litchfield Rd, right next to the Surprise Market Place.

ASSISTED LIVING

Before moving into our Assisted Living Facility, each resident is given an assessment by our licensed care giving staff. This is to develop a personalized care plan that is unique to each individual resident. Our menu of services ensures that each individual resident only pays for what he or she needs, and make it more convenient to alter the care plan should the resident’s needs change.

ASSISTED LIVING APARTMENTS INCLUDE:

  • Individual Air Conditioning And Heat
  • Large Floor Plans
  • Refrigerator
  • Window Treatments
  • Microwave

ASSISTED LIVING RENT INCLUDES:

  • All Utilities Including Cable TV
  • Three Meals Per Day And Snacks
  • Daily Tidying Of Your apartment
  • Weekly Personal Laundry
  • 24 Hour Staffing
  • Maintenance Of Grounds, Your Apartment & Common Areas
  • Weekly Deep Cleaning Of Your Apartment
  • Once A Week Laundering Of Bath And Bed Linens
  • Scheduled Transportation To Shopping, Doctor Visits And Appointments
  • A Rich Program Of Activities
  • An Emergency Call System

INDEPENDENT LIVING

Chaparral Winds also offer Independent Living. We offer several options for one and two bedroom apartments, studios and our luxury Casita’s.

INDEPENDENT LIVING AMENITIES

Our amenity package includes:

  • Housekeeping Twice Monthly
  • One Meal Per Day
  • Scheduled Transportation
  • Utilities – (Except Phone)
  • Perimeter Wall & Gated Entries
  • Exercise & Fitness Room
  • Beauty/Barber Shop
  • Card Rooms, Craft Rooms
  • Billiard Room, Library
  • Common Areas for all activities
  • A Full Program of Activities
  • Basic Cable
  • Guest Suites
  • Pool, Jacuzzi
  • Computer Room
  • Small Pets Welcome
  • Free Laundry Facilities

INDEPENDENT LIVING APARTMENTS INCLUDE:

Our independent retirement building in Surprise Arizona offers one and two bedroom apartments and studios which include:

  • Ceiling Fans
  • Complete Kitchens
  • Hookups For Washer/Dryer
  • Covered Parking
  • Individual Thermostats
  • Patios Or Balconies

INDEPENDENT LIVING CASITAS INCLUDE:

Our Luxury Casitas are designed with the most active senior in mind. We offer many floor plans to choose from which include:

  • Attached Garages
  • Large Floor Plans of 1425 – 1550 square feet!
  • Laundry Rooms With Full Sized Washers And Dryers
  • Patios or Balconies
  • Spacious Fully Equipped Kitchens (Including Refrigerators with Ice-Makers)
  • Ceiling Fans
  • Individual Thermostats

MEMORY CARE

Our Memory Care Facility In Surprise is dedicated to residents experiencing memory loss or Alzheimer’s. All of our caregivers are trained specifically to provide individual attention to the special needs of our memory care residents. We have designed stimulating activities to enhance our resident’s qualify of life and are provided in a safe, nurturing environment. We have a higher ratio of caregivers vs residents in our Serenity Unit and are able to evaluate and monitor each resident’s condition and respond quicker to their needs.

MEMORY CARE RENT INCLUDES:

  • All Utilities Including Cable TV
  • Three Meals Per Day And Snacks
  • Daily Tidying Of Your Apartment
  • 24 Hour Staffing
  • Weekly Personal Laundry
  • Weekly Deep Cleaning Of Your Apartment
  • Maintenance Of Your Apartment, Grounds & Common Areas
  • Laundering Of Bed And Bath Linens
  • Scheduled Transportation To Appointments Or Shopping
  • An Emergency Call System
  • A Rich Program Of Activities
  • Grooming
  • Bathing
  • Dressing
  • Ongoing Orientation And Guidance
  • Oral care

About Surprise, Arizona

Located about 45 minutes from Phoenix, Surprise, Arizona connects all aspect of retirement from work and shopping, to family and fun. Surprise is surrounded the stunning views of the Sonoran Desert, mountain park lands, and a regional lake. Most of Surprise’s neighborhoods are very clean, unique, and distinct. 90% of Surprise residents actually recommend Surprise as one of the best places to start a business. Surprise was found in 1938 by Flora Mae Statler who though the city would never really amount to anything. Back then it was just 1 sq mile of farmland. Skip to 2013 where there are 120,000+ plus people living in Surprise, Arizona and the population has grown even more in 2016.

Things To Do In Surprise, Arizona

  • Surprise is a great place to enjoy professional sports and recreation programs at the Surprise Recreational Center.
  • Have a blast at spring training games at the Diamondbacks Stadium and see the Texas Rangers or Kansas City Royals. The city is also perfect for fireworks in July, family movie nights and more.
  • The Champions tour is hosted here and includes seeing all the top tennis legends including John McEnroe, Andre Agassi, Anna Kournikova, and Jim Courier.

Other Surprise, Arizona Highlights

Surprise residents enjoy pools, waterfalls, and slides at the AAC (Arizona Aquatic Center). Also, the city just gained their first full access sports facility named DreamCatcher Park.

Chaparral Winds Offers The Finest Retirement Living In Surprise, Arizona

Chaparral Winds is a retirement facility in Surprise, Arizona offering assisted living, independent living, and memory care services. For more information about our senior living facility, SLS Communities or to schedule a tour, please call us today at 623-343-4125.

Written by webtechs

Top 5 Retirement Communities in Arizona

If you have been searching for somewhere that you can enjoy retirement, then check out these “top 5 retirement communities located in Arizona. Finding the best memory care, assisted living, or independent living community for yourself or even a loved one is a big step, so check out this list.

Top 5 Retirement Communities in Arizona

Chaparral Winds Retirement Community: Surprise, Arizona

Chaparral Winds is on over 12 acres that has plenty of room for residents to enjoy such as the large putting green, pools, courtyards, and even gated entry that is secured. The whole community is active, always busy, and vibrant with activities. All of the residents happen to enjoy the world class meals that are located in fine dining areas as well as cleaning services.

Canyon Winds Retirement Community: Mesa, Arizona

This happens to be a newer retirement community. Canyon Winds has a lot of great amenities. Residents are able to enjoy a beauty salon, chapel, fitness center, theater room, spa and resort style pool, and world class dining as well as housekeeping, laundry and transportation services.

Desert Winds Retirement Community: Peoria, Arizona

Residents here are able to enjoy a community with plenty of activities for an active lifestyle. It has great golfing, quality medical care, and amazing restaurants all close by. The staff handles the cooking, laundry, and cleaning so you can enjoy your retirement without having to have chores.

Sedona Winds Retirement Community: Sedona, Arizona

In one of the most picturesque areas in Arizona, Sedona Winds gives residents access to limitless opportunities for entertainment, interests, and hobbies as well as enjoyment living in red rock. Residents can keep busy while staff handles everything else.

Ventana Winds Retirement Community: Youngtown, Arizona

This retirement community has fine dining, amazing meals, manicured landscaping, elegant décor, and great floor plan options. Plus, the community is close to shopping, fine restaurants, cultural centers and some of the valley’s best golf courses.

Locating a Retirement Community in Arizona

Need some help locating retirement communities located in Arizona?

We have helped a lot of seniors find the best fit for memory care, assisted living and independent living in Arizona. We have 5 locations within Arizona that can help you to find the perfect community for you or a loved one that will provide you with compassionate, highly trained, and welcoming staff and personnel.

Need help picking the type of care?

Whenever a senior or a family member is starting to consider retirement communities then there may be confusion and doubt over what type of care will be needed. We have a highly trained team to help you to decide what type of care is best out of memory care, assisted living and independent living.

Do you need assistance with planning a budget?

Most seniors will be on a fixed income and budgeting will be a huge part of ensuring that seniors will be cared for correctly. Our team will help to find the right type of community to fit every situation so that you can have a wise and balanced budget.

Do you need support while transitioning to a community?

It can be hard for some seniors to move from their home to a retirement community. Our compassionate and talented staff will focus on providing tailored care for your senior that will make them feel welcome and help to make the transition much easier.

Chaparral Winds Offers The Finest Retirement Living In Surprise, Arizona

Chaparral Winds is a retirement facility in Surprise, Arizona offering assisted living, independent living, and memory care services. For more information about our senior living facility, SLS Communities or to schedule a tour, please call us today at 623-343-4125.

Written by webtechs

Assisted Living Vs Nursing Home | What’s The Difference

Assisted Living Vs Nursing Home

If you are searching for the phrase “differences between assisted living vs a nursing home“, this post should help. Whether you or a loved one needs to find the difference between the two please read on.

Assisted Living Vs Nursing Home | What’s the difference

Have you had recent holiday visits with an aging loved one let you wonder about their living alone and their safety? It is usually throughout the holiday seasons when the family gets together that they begin thinking more about their aged one’s safety because they are living by themselves, and they begin considering a change in their living arrangements. However, with so many different options in senior care today, so with all the confusion already, why make it difficult as well? Hopefully, by giving some of the similarities and differences in communities of assisted living and nursing care centers it will be beneficial to you by taking some of the presser off.

Understanding the options for senior living styles and choices

Both the assisted living communities and the nursing care centers focuses on their senior residents and help in making their place their home, keeping them healthy, happy, and safe. They both also provide and support the (ADL) Activities of Daily Living, which include helping them to get dressed, bathed, and with their personal care.

Here are some more similarities of the two different types of communities:

These two communities have differences between them. However, they do have some things that are very similar also. Each community offers both medication management and life enrichment, as well as supportive services. Below you can read about the benefits of both of them.

Medication management:

The leading cause of seniors landing in an emergency room is because of making mistakes with their medications. Managing medications is difficult and more so for some seniors, especially those who have to take several different kinds on a daily basis. Both, the communities for assisted living and the nursing care center have the ability to help their residents with medication management.

Life enrichment:

It is a known fact that loneliness and being isolated puts seniors at a far greater risk for having health issues, like depression, high blood pressure, and even diabetes. There is numerous life enrichment activities offered by nursing care centers and assisted living communities which meet the emotional spiritual, and physical needs of their residents.

Supportive services

Many seniors choose to move into communities for older adults because they realize that they will be in need of their supportive services, such as laundry, housekeeping, and transportation. We offer a variety of services designed to meet your loved ones needs and to help them maintain the utmost level of independence.

The assisted living communities, as well as nursing care centers both offer these services.

Both communities offer a secure environment, as well as meals that are nutritionally well balanced. Although these services are offered at both communities, they will differ between the nursing care center and the assisted living community.

A secure environment

Although the physical attributions of both communities are somewhat different from one another, they have both been designed with the security of the residents in mind. Both of these communities help in making sure their residents are safe in more ways than just having grab bars and hand rails, and emergency call systems.

Meals that are well-balanced

Both communities stay focused on the nutrition of their residents, as they are provided three balanced nutritional meals daily, along with healthy snacks. This is perfect for those who have been struggling at home to prepare their own healthy meals.

The differences in assisted living communities and a nursing care center

The main difference you are going to find between these two communities for seniors is going to be within the medical services provided and the actual physical contribution of each one.

Senior housing provides care and the needed services of seniors

Those who will need cared for 24/7 will usually have arrangements made for this type of living situation. These types of residents are generally in need of health care that consists of much more complex health care and require some assistance of skilled nursing and/or speech and/or physical therapist. There are also some residents who are in need of respiratory care services.

By contrast, those who are living in an assisted living community will usually needing custodial care. This could be someone having memory loss or just a senior that should not be left alone. It may be an adult that has mobility problems who requires some help when being transferred into their bed or into their favorite chair.

The way that senior housing communities are different in the physical sense

One of the most obvious differences of the two will be in their appearance when touring their communities. Due to the type of care a nursing care center gives it will look more like a medical institution, whereas, your assisted living community is going to look more like an apartment community.

Also, seniors may be sharing a room when they are in a nursing care center. However, those in an assisted living community will have their own private apartment or suite.

Assisted Living and Nursing Home In Surprise by Chaparral Winds

Chaparral Winds is an assisted living facility in Surprise, Arizona. To schedule a tour of our assisted living facility, SLS Communities or for more information please call us today at 623-343-4125.

Written by webtechs

How Much Taxes Will I Pay On Social Security Benefits 2016

Income Taxes On Social Security Benefits 2015-2016

*This information is compiled from a Disability and Retirement Report created by a Social Security Office about Social Security Income Taxation. Chaparral Winds Retirement Community is not a tax professional-consult with your tax preparer or other professional before making decisions based upon this issue.

First of all, if you are a retiree who lives in Arizona you are in luck. Arizonian’s don’t have to pay taxes on Social Security Benefits.

Many of our retirees who receive Social Security Benefits either:

  1. Don’t know they have to pay taxes on Social Security Benefits or, they do know they have to pay taxes on Benefits from Social Security, but

  1. Not sure how much taxes they need to pay on their Social Security Benefits

This post is all about how much taxes you will need to pay on your Social Security Benefits in 2015-2016.

Depending on the how much Social Security benefits you receive will gauge the amount of taxes you will pay on them. Since 1984, Beneficiaries above certain income thresholds are required to claim only “part” of their benefits when filing taxes. These income thresholds have not changed since they were first established by Congress. Although, wages have increased and the amount of beneficiaries who have to pay income tax on benefits has risen. Back in 1984, only 10% of people receiving benefits had to pay income taxes on their Social Security Benefits. In 2015-2016 tax season, you can go ahead and raise that number up and multiply it by 5. More than 52% of beneficiaries will have to pay taxes on their benefits in 2015-206, according to the Micro-simulation Model presented by the SSA(Social Security Administration).

12 States That Tax Social Security Benefits

  • Montana
  • North Dakota
  • Minnesota
  • Missouri
  • Kansas
  • Nebraska
  • New Mexico
  • Colorado
  • Utah
  • West Virginia
  • Connecticut
  • Vermont

For 2015-2016, family beneficiaries will only owe 1% or less taxes on their benefits, however, 1/4 of these families will owe 11% or higher taxes on their Social Security benefits.

The Micro-simulation model also projected that taxes on benefits will rise to 5%. And, The 52% of families in the 2015 model will surely rise to 12% by the year 2050.

How much federal taxes do you have to pay on your Social Security Benefits?

The way they calculate the taxable income is quite difficult to explain. The link below provides an easy chart from the Social Security report that explains how they calculate taxable Social Security Income.

Here is a quick overview of the tax on Social Security Benefits formula:

Take a look at the Benefits Planner.pdf on SSA.Gov. Here’s a quick break down of their formula below.

*Single Filer Benefits Formula:

Single Filer: Below $25,000 (AGI) Modified Adjusted Gross Income, pay  no tax

Single Filer: Between $25,000 – $34,000 pays 50% taxes on benefit income or AGI above 25k.

Single Filer: Above $34,000 pays 85% taxes on Social Security benefits

*Married Jointly Filing Benefits Formula:

Married Jointly Filing: Below $32,000 (AGI) Modified Adjusted Gross Income, pay  no tax

Married Jointly Filing: Between $32,000 – $44,000 pays 50% taxes on benefit income or AGI above 32k.

Married Jointly Filing: Above $44,000 pays 85% taxes on Social Security benefits

Estimating Taxes paid on Social Security Benefits Once You’re Retired

If you or your tax preparer can estimate your modified Adjusted Gross Income for when you are retired, you will be able to estimate how much taxes you have to pay on your Social Security benefits.

Definition of Adjusted Gross Income:

“Adjusted gross income (AGI) is an individual’s total gross income minus specific deductions” – Wikipedia.

To be able to come up with a realistic estimate you will also have to know how much Social Security benefits you will be receiving. To figure that out, jump over to the Social Security Administration’s Benefit Estimator. If you can’t figure it out, ask your tax preparer to help estimate it for you.

Conclusion:

If you live on Social Security benefits alone, you may not have to pay taxes on your benefits as long as you are either, in a state that doesn’t make you pay taxes on benefits, single filer whose income is less than $25,000 or if your are married filing jointly with income less than $32,000.

Leave a comment below: Many retirees think Congress needs to modify the taxation thresholds on benefits. Some believe that taxation progression is ok and should happen. What are your thoughts? Do you pay federal income taxes on Social Security benefits? Are you surprised that beneficiaries have to pay so much taxes on their income? Please  leave a comment below.

Chaparral Winds Offers The Finest Retirement Living In Surprise, Arizona

Chaparral Winds is a retirement facility in Surprise, Arizona offering assisted living, independent living, and memory care services. For more information about our senior living facility, SLS Communities or to schedule a tour, please call us today at 623-343-4125.

Written by webtechs

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Do Seniors On Social Security Benefits Have To Pay Taxes?

Do Seniors On Social Security Benefits Have To Pay Taxes?

Depending on your situation, you may or may not have to pay taxes if you are receiving Social Security Benefits.

When Seniors do have to file taxes on Social Security?

The IRS will only require tax returns to be filed for any individual whose gross income amount is more than the standard deduction for their specific filing status, plus 1 exemption amount. These rules also apply to seniors who receive Social Security Benefits.

Do Social Security Benefits count towards your gross income?

No, seniors do not count Social Security Benefits towards gross income.

If I am a senior and Social Security Benefits is my only source of income, do I need to file a tax return?

No, Seniors who receive Social Security benefits as their only source of income do not need to file a tax return.

When Seniors don’t have to file taxes on Social Security?

If you are 65 years of age, single and have a gross income of $11,850 or higher you must file a income tax return or if your combined income including Social Security is $25,000. Although,  as previously mentioned, if you only receive Social Security Benefits as your sole source of income, then your gross income amount = 0, and you do not need to file in this case.

If you’re a senior live mostly on social security but still receive other non tax-exempt income, as long as you stay under $11,850 you do not need to file a return. If any other income, (self-employment, wages, dividends, interest, etc.) other than Social Security Benefits is higher than $11,850, you will need to file an income tax return.

What If I’m a senior who is married and filling jointly, do my Social Security Benefits count as taxable income?

Married seniors above the age of 65 filing joint returns must file taxes if their combined income is $23,100 or higher. On the other hand, if you or your spouse in under 65 years of age, then the combined limit of gross income drops to $21,850 or higher before you need to pay taxes.

What percentage of my Social Security Benefits are taxable?

Depending on how much combined income you have, you will either be taxed  %50 or 85% on your Social Security Benefits. See below for details on each situation.

Benefits Planner Income Taxes And Your Social Security Benefits

How much of my Social Security Benefits are taxed if I am filing as an individual?

  • 50% of your Social Security Benefits will be taxed for individuals whose combined income is between 25k and 34k.
  • 85% of your Social Security Benefits will be taxed for individuals whose combined gross income higher than 34k.

How much of my Social Security benefits are taxed if I am filing jointly?

  • 50% of your Social Security Benefits will be taxable for joint filers whose combined income is between 32k and 44k.
  • 85% of your Social Security Benefits will be taxable for individuals whose combined gross income higher than 44k.

*Quick Social Security Tax Calculation For Combined Income:

Your AGI (Adjusted Gross Income)
+ Non-taxable interest
50% of your Social Security benefits
= Your “combined income

Senior Tax Credits For Elderly Or Disabled Taxpayers

Even though you may have to file a income tax return, there are a couple ways you can lower the amount of tax you have to pay. Are you 65 or older and have other income than just Social Security? It’s quite possible that the Senior tax credit for the elderly or disabled could reduce the amount of tax your have to pay on your combined income. Although, you cannot use this credit if you don’t owe any money to the IRS. Its only useful when you owe money.

Chaparral Winds Offers The Finest Retirement Living In Surprise, Arizona

Chaparral Winds is a retirement facility in Surprise, Arizona offering assisted living, independent living, and memory care services. For more information about our senior living facility, SLS Communities or to schedule a tour, please call us today at 623-343-4125.

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