Written by webtechs

Assisted Living for Disabled Adults

An Assisted Living Facility may be the answer for a senior with mental & physical disabilities, since it can provide the degree of help required, allowing the resident to maintain as much independence as possible. A residential care home may be another option, especially if the home specializes in serving seniors with disabilities and is suited to provide the level of care your loved one needs.

In accordance to Title II of the American Disabilities Act (ADA) that was passed in 1990 stipulates equal housing opportunities for those with disabilities at state and local levels. Since the ADA was passed, housing and housing alternatives have improved and increased dramatically for people with disabilities. There are many kinds of disabilities impacting people in varying ways and to different degrees. Disabilities generally fall into 4 categories:

  • Mental illness affects people’s behaviors, thinking and their emotional state.
  • Physical disability affects a person physically usually leading to problems with mobility.
  • Intellectual disabilities cause difficulties in socializing learning and retaining information.
  • Sensory disabilities affect the senses and include blindness, hearing loss and Autism spectrum disorder (ASD).

Out of these categories, commonly only two will impact housing needs – physical and sensory. The ADA has made a huge impact on the lives of the handicapped and disabled senior, guaranteeing that entrances into a lot of senior housing options now include ramps and handrails and those that have multiple stories have elevators. As a result, the best-assisted living options housing for disabled adults and handicapped adults alike include:

1. Assisted Living Facilities

– Sometimes referred to as supported care facilities, gives care to those with disabilities who are unable to live independently, usually needing assistance with (activities of daily living) ADL. A lot of them offer private and semi-private apartment-style living usually including a living area and kitchenette.

2. Independent Living Facilities

– Independent Living is available for those who can live on their own or with a roommate. They will need some support such as assistance with budgets, shopping for food, meal planning and preparation, household maintenance, safety, and health monitoring.

3. Boarding Home

– Boarding Homes provide care for individuals who can’t live alone but aren’t ready for a nursing home. This home provides bathing, help with dressing, housekeeping, meals planning and preparation, and transportation. Depending upon location, Medicaid will cover some expenses. State and federal programs help to finance the rent for its residents.

4. Group Home

– Group homes are usually either private, nonprofit facilities or operated by local governments. Privately run group homes don’t have government supervision unless they receive funding from the government. A nonprofit or government-run facility will follow certain rules and regulations and determines who receives the services.

5. Alternative Family Living

– Alternative Family Living Arrangement (AFL) is an out of a home setting where the person receives 24-hour care and lives in a private home environment with a family in which the services are provided to address the care and habilitation needs of the person.

6. Accessory Dwelling Units

– also called to as accessory apartments, secondary units, or granny flats. Accessory dwelling units are an additional living space on single-family lots that are independent of the primary housing. The separate living spaces usually have a kitchen and bathroom and are either attached or detached from the main residence. Assistance may be provided by the main residence.

7. Living With Family

– Some people with disabilities can live in their own homes or apartments but need assistance with certain activities like cooking, cleaning, and shopping. If there are no family caregivers or other volunteers available, outside assistance may be necessary. Home healthcare agencies are a resource that can provide these services.

8. Section 8 Housing

– This program allows people to rent safe, decent, affordable housing in a community. The official name is Housing Choice Vouchers Program. Local Public Housing Agencies (PHA) or the local municipal public housing agencies manage the Housing Choice Voucher Program (Section 8). The Section 8 program will only provide rental assistance. Although Section 8 vouchers apply for payment to assisted living facilities, they can’t pay for services or meals.

According to SpecialNeedsAnswers, “The Section 8 program provides vouchers for people with low incomes to obtain housing in the community”.

9. Nursing Homes

– If a person with special needs requires 24/ 7 medical care, they may need to live in a skilled nursing facility if it’s not possible to provide that care at home. Even though nursing homes are a last resort for a lot of families, in some cases they can be the most suitable option for a person with severe special needs. Because there is continual supervision of care and the person’s family members don’t have to spend their time caring for their loved one.

10. Subsidized Housing

– Subsidized Housing offers additional services to its disabled residents. Services are room cleaning, laundry services, and shopping. Subsidized housing is found within apartment complexes and is available for those who have low to moderate incomes. The monthly rent is on a sliding scale. State and federal programs help to finance the rent for residents.

Sources:

  1. Younger AdultsGroup Homes and Assisted Living for the Young Adult.” AssistedLivingFacilities.org – Your Assisted Living Resource, https://www.assistedlivingfacilities.org/resources/who-lives-in-assisted-living-/younger-adults/.
  2. Housing Options for Adults with Special Needs.” SpecialNeedsAnswers, 1 Feb. 2015, https://specialneedsanswers.com/housing-options-for-adults-with-special-needs-14975.

Chaparral Winds is an Assisted Living Facility in Surprise, Arizona

Chaparral Winds is a beautiful assisted living facility near Surprise, AZ. Being able to socialize with other residents becomes an integral part of many peoples’ lives and Chaparral Winds Assisted Living Facility offers common indoor space to support that need. If a resident requires assistance moving from a bed to a wheelchair or vice versa, this facility has staff who can help.

Address: 16623 N W Point Pkwy, Surprise, AZ 85374

Phone: (623) 975-0880

Written by webtechs

How Much Does Assisted Living Cost?

How Much Does Assisted Living Cost?

The answer is, it all depends on the community, the apartment size, the number of services you require and what area of the country you live in.

The average cost of assisted living in the US is $4,000 per month, that comes out to around $133 per day and totals $48,000 per year for 2019 according to the Genworth Cost of Care Survey 2017.

Assisted Living Cost Per Day

The average assisted living cost per day is about $133 per day according to an article by Where You Live Matters. They compare the cost of assisted living to a private room in a nursing home which costs about $278 per day.

Assisted Living Cost Per Month

According to SeniorLiving.org, the average assisted living cost per month is about $4,000 per month. Their article states the the cost of assisted living increased 2.9% from 2015 to 2016. Assisted living costs are expected to increase from 2019 to 2020 as well. According to PharMerica, “One report predicted 6-8% overall increases in construction costs for the senior living market in 2019“.

Assisted Living Cost Per Year

The average assisted living cost per year is about $48,000 per year. According to Retirement Living, “the cost of an assisted living facility is $45,000 a year, with a proposed five-year annual growth projection of 3 percent, according to the 2017 Cost of Care Survey by Genworth Financial Inc.

What is Included in an Assisted Living Monthly Fee?

Many assisted living communities offer a wide variety of amenities and general services that are included in the monthly fee. They usually include:

  • An apartment or suite thoughtfully designed to keep our residents safe and free from falls.
  • Emergency call system in the apartments and/ or an emergency call pendant option.
  • Wellness programs and senior-friendly exercise activities.
  • A calendar full of life enriching programs to participate in daily.
  • Nutritious, chef-prepared meals served in the dining room, restaurant-style.
  • Basic cable TV, utilities.
  • Maintenance, housekeeping, and laundry services.
  • Transportation services for community outings, errands or appointments.

Assisted Living Cost by State

Alabama: $2,900

Alaska: $5,750

Arizona: $3,500

Arkansas: $3,133

California: $4,000

Colorado: $4,063

Connecticut: $4,950

Delaware: $5,368

DC: $6,700

Florida: $3,045

Georgia: $2,850

Hawaii: $4,125

Idaho: $3,200

Illinois: $3,898

Indiana: $3,528

Iowa: $3,518

Kansas: $3,863

Kentucky: $3,300

Louisiana: $3,155

Maine: $4,991

Maryland: $3,750

Massachusetts: $5,463

Michigan: $3,563

Minnesota: $3,200

Mississippi: $3,200

Missouri: $2,537

Montana: $3,513

Nebraska: $3,510

Nevada: $3,050

New Hampshire: $3,600

New Jersey: $4,950

New Mexico: $3,600

New York: $ 4,136

North Carolina: $3,000

North Dakota: $3,340

Ohio: $3,600

Oklahoma: $2,803

Oregon: $4,065

Pennsylvania: $3,600

Rhode Island: $4,931

South Carolina: $3,000

South Dakota: $3,370

Tennessee: $3,780

Texas: $3,515

Utah: $2,950

Vermont: $4,860

Virginia: $3,950

Washington: $4,500

West Virginia: $3,263

Wisconsin: $3,934

Wyoming: $3,995

Help with Assisted Living Costs

Paying for assisted living costs may seem overwhelming for a lot of people. Most seniors turn to assisted living once they start to need help. It can be difficult to acquire a new health insurance policy at this point to help in covering these costs. However, when possible, it’s a good idea to always purchase health insurance policies that offer coverage for assisted living care and long-term care. A lot of insurance policies do provide this coverage, and this usually is the least expensive option.

Paying Out of Pocket

It is very common for individuals to pay a little of the cost of assisted living care out of their pocket. While some pay all of the cost out of pocket. This can come from investments, retirement accounts, savings accounts, or other sources of income.

Veterans Assistance

Under some circumstances, the Veteran’s Aid and Attendance Pension may be a source of help for paying for assisted living care. Those who qualify are required to have under $80,000 in assets. This program can pay out a considerable sum per month to assist in covering these costs. Veterans programs – both state and federal level programs – aside from this may also be of assistance.

Medicaid

Medicaid provides a financial tool for seniors to pay for assisted living if they satisfy income requirements. These qualifications differ from state to state. Nevertheless, a lot of seniors will be approved for the program.

Medicare

Depending on the type of advantage plan that a senior has, this may include long-term care options. These are independent, paid-out-of-pocket programs. Medicare itself does not pay for the room and board or any non-medical services for the senior. If they have Original Medicare, it doesn’t provide coverage for assisted living. If they have an extended advantage plan, consult that plan particularly to learn the amount and type of coverage that is available to them.

Are Assisted Living Cost Tax Deductible?

Yes, some of the cost or all of the costs of assisted living may be tax deductible. According to SeniorLivingResidences, “In order to take advantage of deductions, a taxpayer must be entitled to itemize his or her deductions. Additionally, long-term care services and other unreimbursed medical expenses must exceed 7.5% of the taxpayer’s adjusted gross income. (Generally, a taxpayer can deduct the medical care expenses of his or her parent if the taxpayer provides more than 50% of the parent’s support costs.)”. Long Term care services can be tax deductible on Schedule A as unreimbursed medical expenses.

Residents must quality as chronically ill or unable to perform 2 or more daily living activities without assistance. For example, those who cannot bath or dress themselves would qualify for the tax deduction. According to SLR’s article, “The Assisted Living resident must have been certified within the previous 12 months as “chronically ill” by a licensed health care practitioner”.

Is There Assisted Living Near Me?

Almost every state has numerous assisted living communities available. To find one close to home, use the seniorlivging database. This directory makes it easier for you to find assisted living communities located across the state and community you live in. almosts every area will offer a couple of choices for seniors including some for those that have limited budgets, special needs, or specific wishes in programming and services available.

Sources:

  1. 2019 Assisted Living Costs & Pricing by State: Monthly & Annual Costs.” SeniorLiving.org, 12 July 2019, https://www.seniorliving.org/assisted-living/costs/.
  2. How Much Does Assisted Living Cost?: Where You Live Matters.” ASHA, 8 May 2019, https://www.whereyoulivematters.org/how-much-does-assisted-living-cost/.

Chaparral Winds is an Assisted Living Facility in Surprise, Arizona

Chaparral Winds is a beautiful assisted living facility near Surprise, AZ. Being able to socialize with other residents becomes an integral part of many peoples’ lives and Chaparral Winds Assisted Living Facility offers common indoor space to support that need. If a resident requires assistance moving from a bed to a wheelchair or vice versa, this facility has staff who can help.

Address: 16623 N W Point Pkwy, Surprise, AZ 85374

Phone: (623) 975-0880

Written by webtechs

Senior Living Surprise

If you are searching for Senior Living in Surprise, Arizona, Chaparral Winds can help. We offer assisted living, independent living, and memory care services.

Chaparral Winds Retirement Community is simply more than just another retirement community. Chaparral Winds Retirement Community offers Independent Living, Assisted Living & Memory Care. We are located in Surprise, Arizona. Our Community offers a lot options to meet or exceed all of your needs. We are closely located next to everything you may need, including sensational shopping, 5 star restaurants, a plethora of golf courses, cultural centers, sports stadiums, and medical offices all within a couple of miles.

Assisted Living In Surprise, AZ

Assisted living is for seniors who appreciate their independence, but may need some help with day to day activities like bathing, dressing themselves, transportation to appointments and medication notices. Seniors can live in their own apartments or with an associate and are freed of household duties like laundry, meal preparation, and cleaning.

Learn more about assisted living in Surprise

Independent Living In Surprise, AZ

Independent Living is for seniors who can to live on their own in an apartment or home, but want the benefits of living in a community that provides services and conveniences such as housework, social interactions, dining, and transportation.  Seniors are free to come and go as they please and enjoy a retirement lifestyle they crave without the challenges and obligations of owning a home.

Learn more about independent living in Surprise

Memory Care In Surprise, AZ

Memory Care at Chaparral Winds is committed to those with memory loss. All caregivers are specially trained to provide the individual attention required by that suffering memory loss. Regular, stimulating activities that are designed to improve the quality of life of the residents are provided each day in a caring, safe environment. One of the main objectives of memory care is to help decrease the advancement of Alzheimer’s disease or dementia while also letting a senior to feel meaningful, a sense of fulfillment and enjoyment on a day to day basis.

Learn more about memory care in Surprise

Chaparral Winds Retirement Community Is Located In Surprise, Arizona

Chaparral Winds is located at 16623 NW Point Pkwy, Surprise, AZ 85374 near the corner of Bell Rd. and NW Point Pkwy. Get in touch with us to schedule a tour at one of our facilities.

Chaparral Winds Offers The Finest Retirement Living In Surprise, Arizona

Chaparral Winds is a retirement facility in Surprise, Arizona offering assisted living, independent living, and memory care services. For more information about our senior living facility, SLS Communities or to schedule a tour, please call us today at 623-544-4777.