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Written by Brian B

Cost Of Independent Living

Cost Of Independent Living

The average cost of independent living is $3,750 per month. Prices will typically range from $1,500-$6,000. Independent living costs will vary based on location and quality of the community, according to WhereYouLiveMatters.

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Average Cost Of Independent Living

Average service rates at independent living communities will cost between $1,000-$10,000 per month. Usually, there will be a one-time fee that comes with independent living arrangements. This fee will cost anywhere from $500-$1,500. Budgeting properly should be at the top of the list of priorities for anyone considering a move to an independent community. Many seniors share the common fear that their retirement savings may not be enough in the long term.

Independent living communities can easily be compared to investments, so it’s best not to let the initial sticker price scare you from this living arrangement. The suggestion is to do as much research and tour as many communities as possible to make the best decision for your situation.

Independent Living Costs

Here is a look at the typical independent living costs:

  • Daily and weekly housekeeping.
  • Scheduled activities.
  • Utilities.
  • Transportation services.
  • 1-3 meals per day.
  • Emergency systems.
  • Maintenance.

Additional fees can include the following services:

  • Guest apartments and meals.
  • Unscheduled activities.
  • Extra activities.
  • Concierge services.

Independent Living Cost Vs Assisted Living Cost

Undoubtedly, independent living costs much less than assisted living. This is due to the extra care associated with the residents of assisted living communities. The average cost of assisted living in the state of Arizona is $3,000 per month, with a range of prices between $1,500-$6,000, according to SLS Communities. Total costs of assisted living services will very much depend on the quality of the facility and location.

There are many costs associated with an assisted living facility, and these options tend to be more expensive than independent living communities. So, what costs can you plan for when choosing assisted living? Many assisted living communities across Arizona will require a move-in fee, which serves as a prorated monthly fee. This cost will run from $1,000 to $5,000, according to WhereYouLiveMatters.

Costs will usually be broken down into two categories: rent and services. Services will include meals and snacks throughout the day, as well as housekeeping, transportation and a variety of scheduled activities. Some communities will offer rent and services together as one package. Packages can often be tailored to a resident’s exact needs and requirements, ranging from activities to healthcare.

Cost Of Assisted Living In Arizona

Independent Living Benefits

Here are a few of the numerous benefits of choosing an independent living community:

  • Senior Friendly Accommodations: With first-rate, apartment living, seniors can move from their higher priced, high-maintenance houses with ease. These communities are designed for easy navigation (whether a resident is mobile, need the assistance of a walker or in maybe even in a wheelchair), compact and free of possible dangers.
  • Senior Social Interaction: Independent living encourages its residents to engage in the community at a comfortable level they are happy with. With year-round events, special movie nights, fitness centers, and a barber shop/beauty salon, all at their front door, they can easily reach out and associate with the rest of the community and fellow seniors.
  • Security and Safety: In the most straightforward sense this means taking care of the access to the community and its residents. This also means guaranteeing that our residents’ requirements are met and emergencies are identified and responded to in a timely matter. Independent living communities they deal with this by taking care of all maintenance, offering twenty four hour safety and security.
  • Freedom Time: The most popular reason that senior’s transition from their own homes to independent living is the freedom they gain. Moving from a large home decreases personal tasks, errands and time spent on their homes maintenance. Residents will also find that independent living gives them the time to pursue other much awaited pursuits and hobbies.

Retirement Community In Surprise, AZ

Chaparral Winds is a beautiful assisted living community near Sun City, AZ. Being able to socialize with other residents becomes an integral part of many peoples’ lives and Chaparral Winds Assisted Living offers common indoor space to support that need. If a resident requires assistance moving from a bed to a wheelchair or vice versa, this facility has staff who can help.

Address: 16623 N W Point Pkwy, Surprise, AZ 85374

Phone: (623) 975-0880

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Written by Brian B

When Is It Time For Assisted Living?

When Is It Time For Assisted Living

Loved ones will know it’s time for assisted living when the senior citizen begins showing aggressive behavior, forgetfulness and other warning signs. This article will go over these signs and dive into detail on how assisted living arrangements can be beneficial.

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Signs That It Might Be Time For Assisted Living

Assisted living communities are designed to provide round-the-clock care for seniors when family members or caregivers can no longer provide for their every need. Knowing when the time has come to transition your loved one into assisted living is crucial. Here are five signs you need to watch out for:

1. Aggressive Behavior

This is one of the most obvious signs that now is the time to consider some sort of extra care for your loved one. Whenever the senior begins acting out and becoming physically/emotionally aggressive, the caregiver can start to resent him or her. This is a clear and obvious indicator that the care of an assisted living facility is a necessity.

2. Increased Care Needs

Most senior citizens will need the occasional help, whether it is lifting something heavy or reaching an item on the top shelf. Yet, there comes a point where they simply need more help than a loved one can provide. If you are starting to wonder if the senior is safe at home, then it might be time to consider a new living arrangement.

3. General Confusion

Dementia will cause the senior to become more and more confused and begin wandering, as well. Many times the senior will not know where they are or how they got there. Unfortunately, they could also fall or injure themselves in the process. These accidents can happen in the blink of an eye.

4. Not Safe When Left Alone

Anyone suffering from dementia will become forgetful. This could mean they start cooking something and completely forget about it, or lose track of common items like keys and phones. This can lead to some very dangerous situations. For example, the senior could fall down the stairs, start fires or even forget to take medications.

5. Caregiver Burnout

This can be an all-too-common reality. Family members or caregivers can reach a breaking point. The senior’s needs or mood swings may become too much to handle at some point. Caregivers can show signs of stress or depression. Whenever this is noticeable, it’s time to think about an assisted living arrangement.

Assisted Living Benefits

Here are a few benefits of assisted living care:

Daily Assistance

It’s very important for seniors to still have their independence, yet also have the help they need. Assisted living communities provide residents with help, only when needed, with daily living activities, such as eating, dressing or laundry.

Safety

Members of the family will no longer have to worry about their loved one getting taken advantage of, falling down, wandering off and getting lost, eating a healthy diet or taking the wrong medication. Assisted living facilities take every measure to ensure our residents are always safe and protected.

Social Interactions

It’s not that uncommon for seniors to become lonely as they get older. Loneliness in seniors can lead to a lot of issues, from depression to poor health, problems getting around and more. In an assisted living facility, residents become part of a caring, loving, and supportive community. They are surrounded by residents their own age and have countless opportunities to socialize and enjoy the company of other seniors in the community.

How Much Does Assisted Living Cost?

Cost Of Assisted Living In Arizona

The average cost of assisted living in the state of Arizona is $3,000 per month, with a range of prices between $1,500-$6,000, according to SLS Communities. Total costs of assisted living services will very much depend on the quality of the facility and location.

Costs will usually be broken down into two categories: rent and services. Services will include meals and snacks throughout the day, as well as housekeeping, transportation and a variety of scheduled activities. Some communities will offer rent and services together as one package. Packages can often be tailored to a resident’s exact needs and requirements, ranging from activities to healthcare.

Retirement Community In Surprise, AZ

Chaparral Winds is a beautiful assisted living community near Sun City, AZ. Being able to socialize with other residents becomes an integral part of many peoples’ lives and Chaparral Winds Assisted Living offers common indoor space to support that need. If a resident requires assistance moving from a bed to a wheelchair or vice versa, this facility has staff who can help.

Address: 16623 N W Point Pkwy, Surprise, AZ 85374

Phone: (623) 975-0880

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7 Stages Of Lewy Body Dementia

7 Stages Of Lewy Body Dementia

Lewy Body Dementia, one of the most common forms of dementia, is often confused for both Alzheimer’s and schizophrenia. LBD can either develop over time or generate in combination with numerous other brain disorders, according to nia.nih.gov. Typically, LBD symptoms will not be noticed for a long time. The average lifespan of someone diagnosed with LBD is 5-8 years, yet recent studies have shown 2-20 years is also a possible range.

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Here are the 7 stages associated with this progressive disease:

Stage 1: Normal Behavior

The first stage of LBD will yield little to no signs at all of a present disease. No symptoms means there will be zero impact on the individual’s current lifestyle at this point.

Symptoms: 

  • No symptoms are associated with stage one.

Stage 2: Mild Changes

It is very possible, if not likely, that you will not notice any symptoms during stage two of LBD. Memory issues during this stage are commonly ignored or brushed off as a normal part of the aging process.

Symptoms: 

  • Mild difficulty finding words.
  • Normal functioning in and out of the home.
  • The ability to overcome any memory issues remains intact.

Stage 3: More Mild Changes

Stage three tends to be the time where some slight mood changes may become noticeable. You should be able to see your loved one’s thinking and memory issues at this point.

Symptoms: 

  • Problems at the workplace.
  • Forgetfulness.
  • Difficulty paying attention.
  • Trouble finding the right words/names.
  • Issues managing money.

Stage 4: Mild Dementia

Your loved one will experience mild dementia symptoms. Important past events, friends and family should still be recognized by the individual, though.

Symptoms: 

  • Limited knowledge of past events.
  • Problems with daily tasks.
  • Driving mistakes.
  • Issues with problem solving.
  • More problems with finances.
  • Forgetting names or items.
  • Misplacing important things like keys/wallet.

Stage 5: Moderate To Severe Mental Decline

While the individual may still be able to recognize family and friends, they may begin showing increased signs of difficulty remembering past events. Your loved one may require help performing routine daily tasks during stage five.

Symptoms: 

  • Gaps in memory.
  • Personality changes.
  • Mood swings.
  • Needing assistance with daily tasks.
  • Bladder problems.
  • Repeating thoughts/questions.

Stage 6: Severe Decline

Memories will fade quickly during this nearly final stage of LBD. 24-hour at-home care is suggested for your loved one at this time.

Symptoms: 

  • Unusual eating habits.
  • Strong mood swings and personality changes.
  • Getting lost and confused.
  • Continuing bladder issues.
  • Delusions.
  • Lack of overall awareness.

Stage 7: Severe Dementia

Your loved one will no longer recognize friends and family. 24-hour care is essential during LBD’s final stage.

Symptoms: 

  • Loss of muscle control.
  • Loss of bladder and bowel control.
  • Constantly disoriented.
  • No ability to eat, swallow or speak.

Retirement Community In Surprise, AZ

Chaparral Winds is a beautiful assisted living community near Sun City, AZ. Being able to socialize with other residents becomes an integral part of many peoples’ lives and Chaparral Winds Assisted Living offers common indoor space to support that need. If a resident requires assistance moving from a bed to a wheelchair or vice versa, this facility has staff who can help.

Address: 16623 N W Point Pkwy, Surprise, AZ 85374

Phone: (623) 975-0880

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12 New Things To Do When Retired And Bored

Things To Do When Retired And Bored

Are you looking for some new and exciting things to do now that you have officially retired? We’re here to help with 12 great ideas for recent retirees.

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1. Travel

Now is the time to finally go on all those trips you dreamt about. Have you traveled overseas yet? Or, have you always wanted to take a road trip across the U.S.? Regardless of your desires, make now the time for new adventures. Traveling is all about experiencing new places and making connections. Make a list of all the places you want to see during retirement and make it happen!

2. Volunteer

Volunteering can be such a rewarding experience for retirees and others. Spend your time giving back, and impacting other lives along the way. There are many resources available to check for volunteer opportunities. You can go through local charities and/or church groups to learn when any opportunities may come up.

3. Find A New Hobby

Too many hobbies or activities are put on the back burner during your busy working days. Now that you have time, pick up a new hobby. But, what kind of hobby interests you at this point? Make a list of useful household hobbies or even things you want to re-visit from your younger years. After the list is complete, prioritize a few activities and figure out which one(s) you would like to tackle.

4. Learn An Instrument

Was this one thing you wish you would’ve done as a kid? Well, it truly is never too late to learn a new instrument. Learning new things is so important, no matter what stage of life you are in. Keep your inner child alive by taking the time to learn a musical instrument. If you were too busy during your career to invest time in this hobby, now is your chance to learn and play.

5. Exercise

One of the best gifts you can get yourself is mental and physical health. Regular exercise is more and more beneficial as we age. It can dramatically improve both mental and physical health over time. Choose some sort of physical fitness that interests you. Going on long walks in the morning or joining a yoga class are two popular options.

6. Mentor

Your lifetime of experiences is invaluable. Pass on those experiences/lessons to the younger generation by becoming a mentor. You can either choose to become a life or career coach when taking this route. If desired, it is possible to get internationally certified as a coach before you seek clients.

Mentor

7. Get A Part-Time Job

When you first start off in retirement, working may be the furthest thing from your mind. But, over time, you may start to miss the structure and mental engagement. Stay away from a full-time job, though, and find a part-time gig that excites you. There are many great jobs for seniors to choose from. A stay-at-home job is easy to find, especially today. Consider data analysis, customer service positions or even writing opportunities.

8. Read

Just like exercise, everyone wishes they had more time to just relax and read back in the day. Now, since you are relaxed and have time, crack open a good book or two. Re-read some of your favorites or search online for some of the top novels ever penned.

9. Charity Work

You can either sign up to be on a board, attend events, fundraise or just offer to give input. Volunteering is all about getting involved with something near and dear to your heart. Search around your community or your alma mater for opportunities that may be perfect for you.

10. Start A Blog

The older you get, the wiser you become. Do the younger generation a service by sharing your wisdom! Share your favorite experiences, recipes and even work/real-life adventures with a mass audience. Starting a blog is very simple, and it is a great way to communicate with friends and loved ones.

11. Socialize More

Socializing nowadays means more than just connecting with old friends or co-workers online. Many retirees can unfortunately lose contact with friends over time. Re-connecting with old friends is a great way to spend days. For a lot of retirees, their social circle was based directly on their workplace. Don’t lose that sense of comradery once you retire. Find ways to connect with new and old friends.

12. Create A Bucket List

It’s never too late to create a bucket list! Your list is a blank canvas, so you can jot down anything. Feel free to ask loved ones or friends for some refreshing ideas and inspiration. From travel to hobbies, make a list of everything you want to do in the coming years.

Retirement Community In Surprise, AZ

Chaparral Winds is a beautiful assisted living community near Sun City, AZ. Being able to socialize with other residents becomes an integral part of many peoples’ lives and Chaparral Winds Assisted Living offers common indoor space to support that need. If a resident requires assistance moving from a bed to a wheelchair or vice versa, this facility has staff who can help.

Address: 16623 N W Point Pkwy, Surprise, AZ 85374

Phone: (623) 975-0880

623-343-4125
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Safest Cities In Arizona

Safest Cities In Arizona

Arizona is currently the 6th-largest state in the country, and is home to 10 of the 500 safest cities in the U.S. Larger cities in Arizona, such as Surprise and Gilbert, are very safe areas for homeowners. If you are planning on living or retiring in Arizona, this list of safest cities should come in handy!

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1. Oro Valley, AZ

This affluent suburb of Tucson continues to post low crime numbers each year. Located just six miles from one of the biggest cities in Arizona, Oro Valley’s population has climbed since the year 2000. The small and peaceful town is home to many high tech firms, helping to contribute to the city’s economy. Oro Valley features many parks and recreation choices for its citizens. Residents will feel safe to walk the streets and enjoy the breathtaking views of the Santa Catalina and Tortolita Mountains.

  • Population: 42,258
  • Violent Crimes: 27
  • Violent Crime Trend: n/a

2. Gilbert, AZ

Gilbert has become a mainstay as one of Arizona’s safest places to call home. With another decrease in crime from 2018 to 2019, it’s no wonder why so many individuals are moving to this area. After 2019, Gilbert was the only Arizona city to rank inside the nation’s top 15 safest large cities. Gilbert is currently the 5th-largest municipality in the Phoenix metro area. From 1990 to 2003, Gilbert was actually the fastest growing municipality in the U.S.

  • Population: 247,324
  • Violent Crimes: 177
  • Violent Crime Trend: -19.4%

3. Maricopa, AZ

Maricopa, a city with nearly 50,000 residents, is one of the safest in the Grand Canyon State. In 2018, Maricopa recorded the 2nd-lowest crime rate in the state at 11.9%, according to Alarms. One of the only drawbacks to this town is its lower-than-average ratio of law enforcement officials to citizens. However, there are many active neighborhood watch associations that contribute to the town’s low crime rates.

  • Population: 48,193
  • Violent Crimes: 83
  • Violent Crime Trend: n/a

4. Buckeye, AZ

Buckeye joins Gilbert as one of the safest communities in the Phoenix metro area, among cities with a least 25,000 citizens. Considering Buckeye houses more than 60,000 residents, its safety status becomes even more notable. Builders and developers keep choosing Buckeye for its ideal location and strong economy. Downtown Phoenix is only a half-hour car ride away, so Buckeye offers the charm of small town living with big city amenities.

  • Population: 61,726
  • Violent Crimes: 28
  • Violent Crime Trend: -9.1%

5. Surprise, AZ

Surprise, AZ is statistically one of the safest areas to live in. The total crime rate in Surprise is actually 47% lower than the rest of the state. It’s also nearly 40% lower than the national average. The crime rate in Surprise decreased by 17% in the year 2020. Homes for sale in Surprise remain some of the best values in Arizona, as well. Currently, the median home price is under $200,000. Most importantly, the median age of Surprise homes is only 11 years. Home values continue to explode year-by-year, so there is no better time to buy in this market.

  • Population: 128,525
  • Violent Crimes: 168
  • Violent Crime Trend: 19.3%

Scottsdale AZ

6. Lake Havasu City, AZ

Lake Havasu City has long been a hotbed for tourists from and outside of Arizona. Nowadays, though, it is gaining more of a reputation as a safe and welcoming community space. Lake Havasu City offers a plethora of outdoor activities, making this a great place to raise a young family and put down roots. Enjoy the friendly neighborhoods and some of the best sunset views one can find in the entire country.

  • Population: 53,220
  • Violent Crimes: 93
  • Violent Crime Trend: 5%

7. Peoria, AZ

Peoria was recently named one of the 15 safest cities in America by WalletHub. This city features much lower crime rates than neighboring cities Phoenix, Glendale and Tempe. Peoria continues to be a popular destination for retirees and young families, alike. This city is home to a portion of the MLB’s spring training, as well as numerous top-notch golf courses.

  • Population: 170,222
  • Violent Crimes: 283
  • Violent Crime Trend: 12.2%

8. Chandler, AZ

Chandler is a great city to start and raise a family. With a dense suburban ambience mixed with an inviting environment, Chandler is one of the best places to raise a family in the entire valley. More and more people are choosing to settle in Chandler due to its close location to neighboring cities like Scottsdale, Phoenix, Gilbert and Mesa.

  • Population: 258,875
  • Violent Crimes: 490
  • Violent Crime Trend: 2.5%

9. Marana, AZ

Known mostly for its breathtaking views and numerous outdoor activity options, Marana is also one of the safest cities in the valley. Marana has a public school system consisting of 16 schools. This makes the school system the city’s top employer, and also shows how many families choose to settle here. It’s certainly possible to enjoy cycling and hiking year-round due to Marana’s moderate climate.

  • Population: 41,302
  • Violent Crimes: 30
  • Violent Crime Trend: n/a

10. Scottsdale, AZ

One of the top retirement destinations in the country, Scottsdale is also one of the safest places to live. Scottsdale is renowned for having highly-ranked educational institutions, surrounded by suburban neighborhoods and a low crime rate. Strategically located between the beach and mountain regions, many “snow birds” will flock to Scottsdale during the fall and winter months.

  • Population: 233,872
  • Violent Crimes: 434
  • Violent Crime Trend: n/a

*Population/crime statistics are from SafeHome.

Scottsdale

Retirement Community In Surprise, AZ

Chaparral Winds is a beautiful assisted living community near Sun City, AZ. Being able to socialize with other residents becomes an integral part of many peoples’ lives and Chaparral Winds Assisted Living offers common indoor space to support that need. If a resident requires assistance moving from a bed to a wheelchair or vice versa, this facility has staff who can help.

Address: 16623 N W Point Pkwy, Surprise, AZ 85374

Phone: (623) 975-0880

623-343-4125
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Written by Brian B

Memory Care Near Me

Memory Care Near Me

If you are searching for “memory care facilities near me” or “memory care near me” in Arizona, we’re here to help!

This article will highlight five memory care facilities in some of the most popular retirement destinations in the state, including Sedona, Mesa, Youngtown, Peoria and Surprise.

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Memory Care In Mesa, AZ

Canyon Winds is a Senior Living Services Community located in Mesa, Arizona. This facility offers plenty of choices for senior citizens of varying needs. One can find more than just assisted living at Canyon Winds, as they also offer independent and memory care services. This resort-style facility is breathtaking, with spacious floor plans and dining areas. A full activity program and fitness center await future residents. Looking to bring a small cat or dog to your new home? Not a problem at all, as every SLS Community is pet friendly!

Memory Care Services:

  • Three meals per day plus snacks.
  • All utilities, including cable TV.
  • 24-Hour care.
  • Daily tidying of your apartment.
  • Weekly deep cleaning.
  • Weekly laundry service.
  • Emergency call system.
  • Bathing and oral care.
  • Rich program of activities.
  • And more!

Memory Care In Sedona, AZ

Sedona is regarded as the most scenic city in all of Arizona. And that reason alone makes it a wonderful place to call home. Sedona Winds, located in the heart of the red rocks, offers stunning courtyard views, along with a 24-hour staff for every need. Settle for this community if you wish to enjoy breathtaking views, daily. General maintenance, weekly laundry and deep cleaning of your apartment, an emergency call system, and a diverse activities program are all included when you choose Sedona Winds.

Memory Care Services:

  • Three meals per day plus snacks.
  • All utilities, including cable TV.
  • 24-Hour care.
  • Daily tidying of your apartment.
  • Weekly deep cleaning.
  • Weekly laundry service.
  • Emergency call system.
  • Bathing and oral care.
  • Rich program of activities.
  • And more!

Memory Care In Sedona

Memory Care In Youngtown, AZ

There isn’t a more appropriately named setting for this lively community than Youngtown! Monthly rent at Ventana Winds includes three well balanced meals plus snacks, 24-hour staff, and a daily tidying of your apartment. The offerings don’t end there! Personal laundry is done weekly, transportation is provided for appointments or shopping, a 24/7 emergency call system is in place, as well as a full slate of exciting activities. Check out all of Ventana Winds’ offerings today!

Memory Care Services:

  • Three meals per day plus snacks.
  • All utilities, including cable TV.
  • 24-Hour care.
  • Daily tidying of your apartment.
  • Weekly deep cleaning.
  • Weekly laundry service.
  • Emergency call system.
  • Bathing and oral care.
  • Rich program of activities.
  • And more!

Memory Care In Surprise, AZ

If you’ve lived in Surprise your entire life and want to stay close to friends and family, then Chaparral Winds is the assisted living facility for you! As Chaparral Winds’ website states, this is a community designed to keep a relaxing vibe going throughout the day. A pool and hot tub combined with a beautiful dining area make this one of the premier communities in all of Arizona. Great shopping, golf courses, restaurants and medical facilities are all located within a few miles, which is a bonus for visiting family members.

Take a look at what the Chaparral Winds community has to offer:

 

Memory Care Services:

  • Three meals per day plus snacks.
  • All utilities, including cable TV.
  • 24-Hour care.
  • Daily tidying of your apartment.
  • Weekly deep cleaning.
  • Weekly laundry service.
  • Emergency call system.
  • Bathing and oral care.
  • Rich program of activities.
  • And more!

Memory Care In Peoria, AZ

Offering assisted, independent and memory care services, Desert Winds is a top-notch community in the valley. Desert Winds offers three types of floor plans for assisted living residents. Whether a two-bedroom, two-bath or one-bedroom, one-bath is what you desire, Desert Winds has a plan for you. Studio apartments are available as well. All of these floor plans can be toured virtually on Desert Winds’ official website. All apartments come fully equipped with individual heat and AC units, a refrigerator, microwave, window treatments and more.

Memory Care Services:

  • Three meals per day plus snacks.
  • All utilities, including cable TV.
  • 24-Hour care.
  • Daily tidying of your apartment.
  • Weekly deep cleaning.
  • Weekly laundry service.
  • Emergency call system.
  • Bathing and oral care.
  • Rich program of activities.
  • And more!

How Much Does Memory Care Cost?

One important thing to consider, of course, will be overall cost. Location and living space will definitely add up the costs, but due to the extensive attention provided 24/7, memory care will be more expensive. On average in the United States, residents can expect to pay over $5,000 per month for memory care and around $4,000 per month for assisted living. While you simply want the best care for your loved ones, cost will undoubtedly play a role in the final decision.

Retirement Community In Surprise, AZ

Chaparral Winds is a beautiful assisted living community near Sun City, AZ. Being able to socialize with other residents becomes an integral part of many peoples’ lives and Chaparral Winds Assisted Living offers common indoor space to support that need. If a resident requires assistance moving from a bed to a wheelchair or vice versa, this facility has staff who can help.

Address: 16623 N W Point Pkwy, Surprise, AZ 85374

Phone: (623) 975-0880

623-343-4125
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How To Retire At 50

How To Retire At 50

If you are looking for an in-depth plan for retirement by age 50, we’re here to help!

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5 Steps To Retirement

Follow these steps when you have decided to retire by age 50:

  • Decide To Retire Early
  • Start Saving Money
  • Adjust Your Lifestyle
  • Make Smart Investments
  • Have Contingency Plans

1. Decide To Retire Early

The biggest key towards early retirement is actually deciding on retirement early! In order to retire by age 50, you’ll need to settle on that number years in advance to make sure that goal becomes reality. Give yourself the best chance possible at an early retirement by deciding on it when your 25, rather than 45.

This, of course, seems like common sense, but it is very hard to set this goal while busy climbing the corporate ladder and/or raising a family. Life will certainly get in the way at times, but stay focused on your early retirement goal throughout your career. Financial experts suggest picking up a part-time job or starting a side business to maximize your retirement savings. Asking for a raise or extra hours at your current job could be a good plan, as well. Always resist the urge to live above your means!

2. Start Saving Money

Saving money right now is easier said than done, correct? Well, maybe saving a bit of money is easier than you once thought. Experts tell you to use the four-percent rule for guidance. This rule says that your savings should last 30 years as long as you withdraw four percent of your savings during the first year of your retirement.

If you plan to live off $250,000 for the next 30 years, then you should try to have at least $750,000 in the bank. To estimate how much you’ll need to save, determine how much money you can live off of during retirement.

Retirement Money

3. Adjust Your Lifestyle

Adjusting your lifestyle prior to early retirement does not mean you’ll have to take drastic measure, fortunately. Yet, if you do plan to retire by age 50, then normal methods of saving money will not apply to your situation. Re-evaluate your current savings, spending habits and investment options.

Try to rid yourself of any unnecessary expenses. Generally, this consists of eating out frequently, attending expensive events and going on vacations. The next step to take is paying off any loans or debts as soon as possible.

4. Make Smart Investments

According to the experts, the younger you are, the more room you have for financial risks. Most believe that even if the market crashes while you are in your 20s, you can still regain enough wealth to live a happy and healthy life, financially.

For those planning on retiring early, though, risky investments may not be the way to go. Take a conservative approach to the market, instead. Make sure to diversify and factor in Social Security benefits when creating a retirement budget.

5. Have Contingency Plans

Retiring early will undoubtedly leave several questions to ponder, including:

  • Should I take social security benefits early or wait until I am retirement age?
  • How many income streams will I have after retirement?
  • Should I work part-time?
  • Is my life insurance plan good enough if something happens to me?
  • Can I afford long-term care, if necessary?

Try to have answers ready for all of the questions before your retirement begins. It’s important to have a comprehensive plan for your family’s future.

Retirement Community In Surprise, AZ

Chaparral Winds is a beautiful assisted living community near Sun City, AZ. Being able to socialize with other residents becomes an integral part of many peoples’ lives and Chaparral Winds Assisted Living offers common indoor space to support that need. If a resident requires assistance moving from a bed to a wheelchair or vice versa, this facility has staff who can help.

Address: 16623 N W Point Pkwy, Surprise, AZ 85374

Phone: (623) 975-0880

623-343-4125
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Delirium Vs Dementia: What Are The Differences?

Delirium Vs Dementia

If you are wondering how to diagnose dementia or delirium, this article will go over the differences in causes and symptoms.

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Delirium Symptoms

Delirium, which is known as “sudden confusion”, features a serious disturbance in mood, thought and behavior. Your loved ones may no longer act like themselves. And, unfortunately, these changes can happen very quickly and seemingly out of nowhere. It may be difficult to recognize the cause of these changes, so keep an eye out for some common signs of delirium.

Mood changes, such as anger, agitation, depression and anxiety, may be noticed by loved ones. Sleep patterns may suddenly change, as well. This could mean the individual becomes more active at night and less active during the day.

Slurred speech is a common sign of delirium. The individual may also begin saying things that make no sense at all. Confusion is a large part of delirium. Instantly, a senior may not know where they are or what they are doing.

If your loved one starts to speak of seeing things that aren’t actually there, this is called a visual hallucination. Common physical problems associated with delirium include pain, fever and chills.

Dementia Symptoms

Delirium and dementia both affect cognitive ability, so it is very easy to confuse the two conditions. The most common form of dementia is Alzheimer’s disease. These are a few of the common signs individuals suffering from dementia will experience:

Memory loss is the first noticeable sign of dementia, although this sign will not be immediately apparent. Just like delirium, those suffering from dementia will experience difficulty performing daily tasks.

Changes in mood and problem solving will become noticeable over time. Difficulty focusing and personality changes will also appear during the seven stages of dementia.

Differences Between Delirium And Dementia

Here are the key differences to look for when determining whether someone is suffering from delirium or dementia:

  1. Memory
  2. Speech
  3. Attention Span
  4. Hallucinations
  5. Physical Illness

As stated earlier, both conditions will affect cognitive abilities. But, dementia is more associated with memory loss than delirium is. Delirium is more known for affecting attention and concentration.

Speech changes will be far more prevalent in those suffering from delirium, rather than dementia. Changes in speech are only obvious in the late stages of dementia.

Attention spans will decrease at the end of dementia, but trouble with focusing is one of the mainstays of delirium.

Hallucinations can occur to those with dementia, but they are far more common with delirium.

Delirium is often caused by illness. People suffering from dementia will usually have no signs of physical illness.

What Are The Seven Stages Of Dementia?

Stage 1: The first stage is characterized by healthy people experiencing no signs of memory loss or dementia.

Stage 2: Stage 2 includes people who consistently forget things, usually caused by aging. Symptoms are generally mild and rarely noticed by friends or loved ones.

Stage 3: This stage includes increased forgetfulness and difficulty concentrating, among other things. Stage 3 can last up to 7 years before onset of early stage dementia.

Stage 4: Stage 4 is considered “early dementia.” People suffering in stage 4 will have trouble remembering recent activities/events and increased difficulty concentrating. Decreased self worth and a decline in social interaction are usually included in this stage, as well.

Stage 5: The 5th stage features individuals with major memory deficiencies. Basic activities, such as bathing and dressing, may require some help. Memory loss may include trouble recalling major life events. This stage tends to last up to 18 months long.

Stage 6: Middle stage dementia, also known as stage 6, has individuals who need extensive help with daily activities. Forgetting big events, and family/friends’ names can be included in this stage. Anxiety, delusional beliefs, agitation and personality changes will be on display. Stage 6 can last 2.5 years.

Stage 7: Seniors will have no ability to communicate during late stage dementia. They will require 24/7 care at this stage in life. Typically, the final stage can last another 2.5 years long.

Chaparral Winds In Surprise, AZ

Chaparral Winds is a beautiful assisted living community near Sun City, AZ. Being able to socialize with other residents becomes an integral part of many peoples’ lives and Chaparral Winds Assisted Living offers common indoor space to support that need. If a resident requires assistance moving from a bed to a wheelchair or vice versa, this facility has staff who can help.

Address: 16623 N W Point Pkwy, Surprise, AZ 85374

Phone: (623) 975-0880

623-343-4125
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Can I Retire At 60 With 500K

Can I Retire At 60 With 500K

If you are searching for “can i retire at 60 with 500k”, the good news is you certainly can! Use this article as your guide on how to properly save for a happy and healthy retirement at 60.

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Can I Retire With 500K?

Most experts believe you need $1-$2 million saved to retire comfortably, but that is not necessarily true. There are many ways to work towards retirement without saving that exact amount of money. In some cases, 500K in the bank will be more than enough to live on. However, you will need to carefully and meticulously plan for retiring with 500K.

Here are three steps to follow:

  1. Save Money Right Now
  2. Budget
  3. Pick The Best Location

Step 1: Save Money Right Now

It’s common sense that the more money you save when you are younger, the more equipped you will be for an early retirement. Saving as much money as you can as early as possible is a crucial step towards the next phase in life. There are many ways you can get creative, trying to save money in your younger years. Always try to take advantage of any extra unexpected money that comes your way. This could mean any sort of work/performance bonus or even a stimulus check. Put the extra money into a 401(K) plan or an IRA. Check to see if your employer will fully match contributions made towards a retirement plan.

Step 2: Budget

Living with a strict budget will be necessary if you plan on retiring with 500K in the bank. You can obviously enjoy your current lifestyle, but keep basic living expenses like housing, utilities and healthcare on a tight budget. If you are having trouble coming up with a figure, go back and look at last year’s bills. Form a budget based off of what you spent in the previous 12 months. Find out exactly which expenses you can either cut out completely or cut back on.

Step 3: Pick The Best Location

You may love everything about where you live; the school district, the parks and your neighbors. But, financial experts say you must evaluate every aspect about your life, including your home’s location. It may be difficult, but consider the idea of relocating to a different area with lower housing rates, if this is possible. Think of this present move as the best thing for your future. No, you may not be able to live in your dream location, but if retirement at 60 is the goal, this is one sacrifice that can be made.

Chaparral Winds In Surprise, AZ

Chaparral Winds is a beautiful assisted living community near Sun City, AZ. Being able to socialize with other residents becomes an integral part of many peoples’ lives and Chaparral Winds Assisted Living offers common indoor space to support that need. If a resident requires assistance moving from a bed to a wheelchair or vice versa, this facility has staff who can help.

Address: 16623 N W Point Pkwy, Surprise, AZ 85374

Phone: (623) 975-0880

623-343-4125
Schedule a Tour
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Is Surprise, Arizona A Good Place To Live?

Is Surprise, Arizona A Good Place To Live?

If you are searching for “is surprise arizona a good place to live”, this is a list of reasons why so many people are choosing to live and retire in this very area!

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Arizona Scenery

Arizona is beautiful! From the red rocks of Sedona to the lively Old Town Scottsdale, there are so many areas to experience in this great state. Residents of Surprise will love the scenic views provided by the Sonoran Desert. Looking for a break from the warm weather? Well, you are in luck with cooler towns like Flagstaff just a car ride away. Enjoy the stunning views of the Grand Canyon, Horseshoe Bend and much more when you call Surprise home.

Surprise AZ Has Low Crime Rates

Surprise, AZ is statistically one of the safest areas to live in. The total crime rate in Surprise is actually 47% lower than the rest of the state. It’s also nearly 40% lower than the national average. The crime rate in Surprise decreased by 17% in the year 2020.

Low Cost Of Living

Homes for sale in Surprise remain some of the best values in Arizona. Currently, the median home price is under $200,000. Most importantly, the median age of Surprise homes is only 11 years. Home values continue to explode year-by-year, so there is no better time to buy in this market.

Great For Sports

If you love baseball or just live sports in general, Surprise is a great place to live. Surprise Stadium hosts spring training games for the Kansas City Royals and Texas Rangers each year. You will also notice all of the world-class golf courses in and around the area.

Top-Notch Amenities

No matter where you choose to settle in Surprise, you’ll be surrounded by great entertainment and shopping options, plus some of the best health care services in the nation.

Plenty Of Job Opportunities

If you are a senior looking to pick up a part-time job, you will be pleased to know the job market is booming in Surprise. Wages have also been increasing as of late. Combine a booming job market and increasing wages with low costs of living, and moving to and/or retiring in Surprise is an easy decision.

Surprise Arizona Weather

Here’s a month-by-month breakdown of average highs and lows for Surprise, according to NOAA.

January: 67 degrees / 41 degrees

February: 71 / 44

March: 78 / 49

April: 86 / 55

May: 95 / 63

June: 104 / 72

July: 106 /79

August: 105 / 78

September: 100 / 71

October: 88 / 59

November: 76 / 47

December: 66 / 40

Retirement Community In Surprise, AZ

If you’ve lived in Surprise your entire life and want to stay close to friends and family, then Chaparral Winds is the assisted living facility for you! As Chaparral Winds’ website states, this is a community designed for the active seniors, while still providing a relaxed vibe throughout the facility. A pool and hot tub combined with a beautiful dining area make this one of the premier communities in all of Arizona. Great shopping, golf courses, restaurants and medical facilities are all located within a few miles.

Visit Chaparral Winds website here.

Chaparral Winds In Surprise, AZ

Chaparral Winds is a beautiful assisted living community near Sun City, AZ. Being able to socialize with other residents becomes an integral part of many peoples’ lives and Chaparral Winds Assisted Living offers common indoor space to support that need. If a resident requires assistance moving from a bed to a wheelchair or vice versa, this facility has staff who can help.

Address: 16623 N W Point Pkwy, Surprise, AZ 85374

Phone: (623) 975-0880

623-343-4125
Schedule a Tour
Retiring In Arizona
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